10+ The Best Ways Can I Buy A House Cash Without Credit. Cash isn't your only option for buying a home if you have bad credit. You can buy a house if you don't have any money. If your credit score is 300 to 499, you are not likely to qualify for a mortgage loan. A title company will go through a title review process, which will check to see whether the home’s title.
Having a healthy wad of cash to put down on your. You can still be approved for a mortgage through a federal housing administration loan with 10%. You may be able to qualify for a mortgage with a credit score in the 500s or low 600s, but you'll pay a higher.
Save up a down payment.
Having a healthy wad of cash to put down on your. Cash used to pay for the home won’t be available for any future financial need such as college, retirement, illness or disability. And remember, you can still buy a house with no credit score if you work with a lender who does manual underwriting.
Cash Is Tied Up In The House:
Get a hard money loan.