16+ Unique Ways Can I Still Use My Credit Card After Debt Consolidation. Here’s an example of how piling new debt on top of consolidated debt will increase your credit utilization ratio and be a drag on your score: Balance transfers, personal loans, home equity loans,. Sun, 02/19/2006 16:22 can i still use my credit cards while doing debt consolidation? Work with a nonprofit credit counseling organization.

If you’re able to get a personal loan with a lower interest rate than the credit card debt, then you could save money. Use a balance transfer credit card. Stash away cash to use as leverage.

One of the most common ways to consolidate your credit card debts is to reach out to your local bank or credit union and request a debt consolidation loan.

4 ways to consolidate credit card debt. Use a balance transfer credit card. At most, the rate should be less than 10% to make consolidation an effective.

Balance Transfers, Personal Loans, Home Equity Loans,.

It’s an easy way to get out of debt, but there are some.

Conclusion of 16+ Unique Ways Can I Still Use My Credit Card After Debt Consolidation.

At most, the rate should be less than 10% to make consolidation an effective.

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