16+ Unique Ways Does Amex Do A Hard Pull For Credit Limit Increase. By most accounts, american express does not do a hard pull to offer you a higher credit line. I have 2 amex cards that i opened last year and i want to ask for a cl increase. American express has a strict rule on the limit of credit cards that they allow you to have. Click “increase line of credit”.
Unfortunately, amex doesn't combine hard pulls into a single inquiry when you apply for two different credit cards. I have 2 amex cards that i opened last year and i want to ask for a cl increase. I got a response saying.
I got a response saying.
Keep in mind, though, that this is not a. Try to keep this number as low as possible, ideally under 30%. Perhaps the easiest way to request a higher credit limit on an amex card is online.
Currently, Amex Only Allows 5 Credit Cards And 10 Charge Cards Max.
Barclays seems to do a hard pull for customer initiated credit limit increases but they also seem to be pretty good at doing automatic increases at the six or twelve month mark.