16+ Unique Ways Does Getting An Insurance Quote Hurt Credit. The short answer is no. Most will use a third party company to do so. Car insurance companies initiate a soft inquiry when checking your credit a type of inquiry that doesnt affect your credit score. Even though insurance companies check your credit during the quote process, they use a type of inquiry called a soft pull that.
Pretty much all insurance companies have your credit report pulled. Does getting an auto insurance quote hurt your credit score? Does getting an insurance quote hurt credit will a credit inquiry for insurance hurt your credit score.
The short answer is no.
Getting a car insurance quote does. However, what they're doing is called a 'soft pull' — a type. A driver with a low credit score presents a risk to the insurance provider as it.
A Driver With A Low Credit Score Presents A Risk To The Insurance Provider As It.
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