10+ The Best Ways How Often Should You Apply For A Credit Card. On top of that, there’s a limit of two new cards in 65 days. Citi has a peculiar method 1 card day one, 2nd card. It’s best to apply for a credit card about once per year, assuming you need or want a card in the first place. When you apply for new credit, a credit card company may look at how many applications you’ve filled out recently.
When you apply for a new card, the credit card issuer will do a hard credit inquiry or hard pull. Even if you think you could get approved, wait at least six months between applications to make sure you won’t get into trouble again. First, keep in mind that credit card issuers might have their own limits on how often you can apply for new credit.
However, the amount of time between your applications ultimately comes down to important factors like your credit.
But if you’re applying for a credit card through the mail, the approval process could. Select offers advice on the best times to apply for a credit card. Even if you think you could get approved, wait at least six months between applications to make sure you won’t get into trouble again.
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If you’re applying for a credit card online, for example, you may be instantly approved.