13+ Easy Ways How Often Should You Open A New Credit Card. My rule of thumb is at least 6 months between new cards. If you're worried you won't be able to control how much. Apply for that card, then wait at least six months until you apply for the next card. When you might want to wait to apply for a new credit card.
When you might want to wait to apply for a new credit card. Generally speaking, waiting 90 days is a good rule of thumb. Applying for a new credit card can affect your credit in several ways, both positively and negatively.
A credit card application typically triggers a hard inquiry, where a lender requests to review your credit.
However, we recommend leaving 90 days or three months in between your applications. Jul 23, 2017 — if you want to improve your credit score in the long. Fair isaac corporation (fico) uses five factors to calculate your credit score, and your credit age makes up 15% of the score.
On The Plus Side, Opening A New Account And Maintaining It In Good Standing.
Apply for that card, then wait at least six months until you apply for the next card.