**10+ Easy How To Calculate Credit Utilization**. Next, take that total and multiply it by 100 to get your percentage rate. You can add up to five credit lines, their balances,. Add the total outstanding balance of all your revolving debt. Many or all of the products featured here are from our partners who.

Be able to list each of your credit cards list each individual credit card balance and credit limit. It is an important number to understand because it is a key. Credit card utilization ratio formula:

## Your credit utilization ratio is the amount you owe across your credit cards (and other revolving credit lines) compared to your total available credit, expressed as a percentage.

To calculate your credit utilization ratio, divide your debt by the total amount of credit available to you and multiply this number by 100. Credit card utilization ratio formula: Add the total outstanding balance of all your revolving debt.

## Credit Utilization Is The Percentage Of Your Total Available Revolving Credit That You Are Actually Using At Any Given Time.

Your credit utilization ratio is the amount you owe across your credit cards (and other revolving credit lines) compared to your total available credit, expressed as a percentage.

## Conclusion of **10+ Easy How To Calculate Credit Utilization**.

How do you calculate credit utilization?