62+ Easy Tips How To Lower Interest Rates On Credit Cards. A massive interest rate on your credit card debt is a crushing blow to your financial freedom. Before you contact your lenders about your accounts, have all the relevant information. Take an inventory of your financial health and credit standing. The two main ways to lower credit card interest rates are to negotiate with the credit card company or to consolidate credit card.
If you’re in a financial bind and need to reduce your interest charges or simply want to pay less interest on a purchase, there are six ways to lower your credit card interest rate. One way to gauge whether a card's interest rate is good is to compare it to the average. Continue to make payments on time, reduce.
Explain why you need a lower interest rate.
A massive interest rate on your credit card debt is a crushing blow to your financial freedom. Try again in 3 to 6 months. Ways to lower your credit card interest rate.
Credit Cards Often Have Introductory Rates:
Pay off your cards in order of their interest rates.