10+ Ways What If We Don't Use Credit Card. Those cards tend to have relatively low limits, so even modest use can lead to high utilization. Nothing much happens if you don’t use your credit card for a month. Click through to find out what can happen when you don't use credit cards. If the other card is deactivated, the maximum credit limit halves to $1,000.
As a result, some people regard credit cards with skepticism:. If the other card is deactivated, the maximum credit limit halves to $1,000. Make your payments on time.
Your card could be canceled.
You’ll just need to keep up to date with your monthly payment if you have an existing balance. Some cards remain unused for months because the features don’t fit the needs of the cardholder. If you stop using your credit card or making payments on it while a balance remains, you’ll continue to accrue interest.
Click Through To Find Out What Can Happen When You Don't Use Credit Cards.
Canceled credit card accounts don’t always affect your credit history.