13+ Easy Ways What Is The Average Credit Score For Americans. For example, while the average credit score in the north hovers around 728, it’s about 30 points. 4.5/5 ( 54 votes ) the average credit score in the u.s. 22% of american adults have fico® scores of 800 or more, putting them in. The average credit score in the u.s.
The average credit score of 66% of the american population actually falls within the good credit category, according to experian. Nationwide, the average fico ® score increased by four points to 714, the fourth consecutive year of an increase. As you can tell, younger consumers, on average, have lower credit scores, while older consumers have higher credit scores.
12 rows the average fico score in america is 711 and the average vantagescore stands at 688.
Credit score averages vary based on geography and demographics, however. For instance, in july 2021, there was a gap of 62 points between the lowest and highest average vantagescore credit score by. Average credit scores vary from state to state.
However, That’s Just 10 Points Away From A “Good” Fico Score.
The asian population enjoys the highest credit scores, with an average of 745.